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- 19:27, 4 January 2026 Cromliubtd talk contribs created page How Recent Rules Changed the Odds for Encryption Checks on Indian Phones (Created page with "<html><p> The data suggests a notable shift: reporting from multiple security firms and public advisories show a drop in successful social-engineering attacks on regulated payment apps after the Reserve Bank of India and NPCI tightened app and merchant guidelines. In parallel, surveys of Indian smartphone users still find that fewer than 20% know how to confirm an app's encryption or validate a security claim before entering sensitive data. What does that gap mean? Regul...")