How to Protect Yourself After a Car Accident in NY 67263
Being involved in a crash can turn your life upside down. Right after a crash, it can be difficult to focus on anything beyond the shock of what just happened. What you do in the hours and days after a car accident can directly impact your ability to recover compensation for the harm you suffered.
Above all experienced Saratoga attorneys else, seek medical attention — even if you think you are okay. Many serious injuries do not show obvious signs. Getting examined creates a medical baseline that connects your condition to the accident — a link insurance companies often question if you skip this step.
Once you have addressed your health, document everything. Pictures of the accident location, details from witnesses, and your police report all build your position. If you are able, write down your own account while your memory is strongest.
Something many people get wrong is giving statements to the opposing insurance company on your own. Insurance adjusters are trained at minimizing what they offer you. They often push for your account of the accident in an attempt to use your words that reduces what you can recover.
In New York's no-fault insurance system, your own insurance covers basic medical expenses and lost wages irrespective of who caused the accident. That said, when injuries exceed the serious injury standard — which includes broken bones, scarring, or extended loss of function — you may pursue a claim outside of the no-fault system and sue directly against the person who caused the accident for complete compensation.
A personal injury attorney who understands New York car accident cases will walk you through what to expect — from the initial insurance paperwork to fighting for a resolution that reflects the true cost of your injuries. In the Capital Region, Ianniello Chauvin, LLP takes on car accident matters with the same focused approach their attorneys are recognized for across Saratoga Springs, Clifton Park, Albany, and Glens Falls
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