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• 11:32, 4 November 2026 Pherahfoir talk contribs created page Offer Letter Salary Calculator: Decode CTC, Deductions & Take-Home (Created page with "<html><p> You get an offer letter that says “CTC: 12 LPA” or “CTC up to 20 LPA”, but your bank balance moves to a much smaller number every month. That gap is where most confusion lives.</p> <p> I have seen this play out repeatedly in real hiring conversations. Someone negotiates hard based on CTC, then later realizes their in hand salary is closer to what they were already getting at a lower package. It is not because they misunderstood the offer, it is because...")
• 11:32, 4 November 2026 User account Pherahfoir talk contribs was created